Learn how to get a free breast pump through insurance. Visit Save.com to get even more savings, when you sign up for a free coupon book online.
After you’ve had a baby, a breast pump can be an important tool that helps you extract milk. You can store the breast milk for your baby, which makes it easy for you and other people to feed your newborn whenever you need to from the bottle.
Did you know you can get a free breast pump from insurance? This guide explains how to obtain this essential postpartum tool for free.
According to the Affordable Care Act through healthcare.gov, all health insurance plans, including Marketplace and Medicaid plans, must provide breastfeeding equipment for the duration of breastfeeding. This includes breast pumps.
There are a few exceptions for grandfathered health insurance plans, which may not offer the same rights and protections that other plans under the Affordable Care Act provide. You can check with your plan’s terms or benefits administrator to check if your plan is grandfathered.
Typically, your insurance plan will cover a free breast pump that follows your doctor’s recommendations on what’s medically appropriate. You may need to get your doctor’s pre-authorization in order to secure the free breast pump of your choice.
Coverage may extend to brand-new breast pumps, but it may be limited to a rental unit. Some plans will offer a certain amount of coverage and reimburse you for that amount, giving you the opportunity to purchase or rent the breast pump of your choice and pay the difference.
There may also be guidelines on:
If you want a different type of breast pump than is covered by your insurance, ask about options you may have to upgrade your pump and pay the difference.
To get your free breast pump through insurance, take the following steps.
Once you know all the rules and regulations your insurer has for getting your free breast pump, you can follow the steps to coordinate getting one with the help of your doctor.
If you don’t have health insurance, you can pay for the breast pump yourself. Some Women, Infants, and Children (WIC) clinics also provide breast pump support for mothers who are uninsured. Avoid sharing breast pumps with others, as they need to be properly sterilized in order to be safe for use.
Motherhood is an exciting journey! At Save, we’ve rounded up lots of tips to help you decrease expenses and create a safe and happy life with your little ones. Check out:
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